An applicant’s medical history makes up an important part of any insurance application.
As time has progressed the human body has become subject to an ever-increasing number of new medical conditions. To better understand rare or unusual conditions the insurance underwriters have two key places to gain information when assessing an application.
Read MoreWe buy insurance to get a claim paid, not to just watch the money go out every month. What happens at claim depends on how you bought the cover.
Read MoreDon’t cancel it – choose an excess. This change can save you hundreds, even thousands of dollars.
Many people consider cancelling their medical insurance due to rising costs, unaware of their options. This concerns me because once you cancel your policy, it can be difficult to get it back.
Read MoreIn tough economic times why is it that personal insurance is the first expense that most people think is fair game to reduce the cost of or cancel completely.
I don’t disagree that insurance products are a purchase that is often made begrudgingly. What is there to show for them other than a folder full of terms and conditions and jargon most don’t understand.
Read MoreWhat is the biggest risk of loss to your KiwiSaver, that does not get talked about?
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